Our products and services
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Learning Hub
Try SuperSmart today
An interactive way to get financial education and tailored advice* online to help supercharge your future.
Exclusive to Hostplus members 24/7 via Member Online at no extra cost.
*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Retirement
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Why Hostplus
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Product and fee information for advisers
Retired and looking for more certainty over your returns?
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
-
Member Online
Enter your Member Number and Password to access your account anytime.
-
Pension Online
Log in to manage your Pension account 24 hours a day, 7 days a week.
-
QuickSuper
Pay your employees super contributions across multiple super funds.
-
Self-Managed Invest (SMI) for SMSF
Enter your Username and Password to access your account and start managing your investments.
-
Member Join
Everyone is welcome to join us as a member of our personal super plans.
-
Pension Join
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
-
Employer Join
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
-
SMSF Join
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Salarylink
Salarylink is a defined benefit superannuation account designed to help give you some certainty around your retirement income. When Statewide Super merged with Hostplus in 2022, all Statewide Super Salarylink members transitioned to Hostplus Salarylink. This account type is not open to new members.
Two types
of super
As a Salarylink member you have two types of super: Salarylink (your defined benefit), and your Hostplus accumulation balance.
Salarylink defined benefit account
Salarylink is a defined benefit super account. This means that the benefit you get paid when you retire is generally calculated (defined) by a formula. This can help provide some certainty about your retirement income. If you’re still working, you can contribute to Salarylink until you reach the age of 65, at which point we calculate your Salarylink benefit and transfer it to your Hostplus accumulation balance.
Your Salarylink benefit is financed from both your personal and employer contributions. All Salarylink contributions are pooled together, invested in the Salarylink investments, and used to pay members’ Salarylink benefits. This means you can’t choose an investment option for your Salarylink contributions.
If you're making contributions to Salarylink, the minimum is 1% and the maximum is 10% of your super salary via payroll. For details about your employer’s contributions, see the Salarylink and Employer Superannuation Guarantee (SG) Contributions Fact Sheet.
For more details about Salarylink, see the Statewide Super Legacy Product Guide. To view your current Salarylink benefit estimate and other information, log in to your Member Online account.
Hostplus accumulation account
In an accumulation account – also known as defined contribution – your money grows over time. The benefit you get paid when you retire is based on the contributions you and your employer pay into your super, and on any returns generated by your investment (minus any fees and costs).
Unlike Salarylink, you get to select how your accumulation balance is invested. It means you can choose the right investment option for your needs – like our award-winning default Balanced (MySuper) option, or a specific asset class, like our Cash option.
For more information on how your accumulation balance works, see the Hostplus Product Disclosure Statement (PDS). Awards and ratings are only one factor to be taken into account when choosing a super fund.
Access your account details
You’ll see the balance of both accounts when you log in to Member Online. You can contribute to either of these or to both.
To view your combined Salarylink and Hostplus accumulation benefit entitlements, click on ‘View my total benefit estimate including Salarylink amounts’ and then select ‘Benefit estimate’ from the drop-down menu.
Protecting yourself against the unexpected
The right insurance means you’re not alone when you need help the most. It’s why the following insurance cover is included as part of Salarylink (if you’re making personal contributions):
- Death and Total & Permanent Disability (TPD)
- Terminal Illness
- Income Protection.
Looking to tailor your cover further? Eligible members can access additional cover through Hostplus insurance.
Changes to your employment situation
Salarylink is designed to help give you some security in your retirement. Sometimes, though, things don’t go to plan. In the following situations, your Salarylink calculation might be affected:
- you go on leave without pay
- your salary is reduced
- you change your working hours
- you change employers.
Your Salarylink membership will cease in any of the following circumstances:
- you cease employment
- you reach the age of 65
- you move to casual employment.
If your Salarylink membership ceases, your benefits will be transferred to your accumulation balance, or to a deferred account (if applicable).
