Transition to Retirement
investment options

To invest in a Hostplus TTR account, you must invest a minimum of $10,000 from your current super fund. You also need to be over your preservation age - see below for more information.

The Australian Government has set guidelines around the minimum you can withdraw each year, either as a lump sum or a regular income stream. You can read more about the guidelines in the Pension Guide. 

There’s a maximum withdrawal limit of 10% of your TTR account balance (at the beginning of each financial year, or on the start date of your TTR account in its first year), so it’s a good idea to plan for how much you’ll need each month. If you need help, give our financial planners a call. They’re on hand to help you with all your retirement questions.

Your Hostplus TTR account may not provide an income stream for the remainder of your life. TTR payments will only be made while there is enough money in your account. How long your TTR account lasts depends on several factors, including:

• your initial investment amount
• the amount taken as income
• administration and investment fees and costs
  
• investment performance.
  

The Government Age Pension is dependent on several elements such as your income and assets. These are assessed each year and/or when there is a change in your circumstances.

If you’re intending to claim the Government Age Pension as well as setting up a Hostplus TTR account, chat to one of our financial planners about your goals. 

When you die, the remaining balance of your account can be paid to your spouse, dependants, estate or beneficiaries. Learn more about nominating a beneficiary.