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Hostplus 
retirement  accounts

Want to make the most of your retirement? Our range of retirement products provide you with everything you need to manage your superannuation in retirement.

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Whether you’re nearing retirement or have already retired, Hostplus offers flexible retirement account solutions for you. 

If you're approaching retirement

Hostplus Transition to Retirement account

Access some of your super while you’re still working

Key features:

  • access a regular income from your super    
  • flexible investment options 
  • potential tax benefits*
  • potential to boost your super.*

 

Who is this account for?

Members who have reached their super preservation age and are still working.

* Subject to increased pre-tax super contributions.
Please speak to a licenced financial planner to understand whether this is
right for you.

If you're already retired

Hostplus Pension account

Receive a regular income from your superannuation when you retire.

Key features:

  • flexible payments and tax-free investments
  • ability to make lump-sum withdrawals
  • access to our innovative CPIplus investment option.

 

Who is this account for?

Members who have reached their super preservation age and have retired.

Compare
account types

Each of our retirement accounts have different features to give you the flexibility you need.

 Hostplus Transition to Retirement
account*
Hostplus Pension accountHostplus Accumulation account
Regular pension payments
YesYes
No
Withdraw lump sumsNoYes
Yes
Change payment amount and
frequency 
Yes
Yes
No
Flexible investment optionsYes
Yes
Yes
Access to Choiceplus
investment option
No
Yes
Yes
Access to CPIplus
investment option
No
Yes
No
Tax-free investment returnsNo
Yes
No
Tax-free withdrawals over 60N/A
Yes
Yes
Tax-free regular pension payments over age 60Yes
Yes
N/A
Age availableIf you have reached your super preservation age and are still workingIf you have reached your super preservation age and retiredAll ages
Insurance cover available
No
No
Yes

*Your Hostplus TTR acount is a restricted retirement account because you haven’t met a full condition of release. That means you can’t make lump sum withdrawals and can withdraw a maximum of 10% of your balance each year. However, once you meet a full condition of release, your account will be converted into a Hostplus Pension account, where these restrictions do not apply.