Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
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*Members with Term Allocated Pension, Lifetime Pension, Defined Benefit Pension, nil balances, non-standard investment options and some Maritime Contributory Accumulation members cannot access SuperSmart financial advice services.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Introducing CPIplus, a Pension investment option that aims to deliver a consistent and predetermined return above inflation each year.
Not available for Transition to Retirement Pensions. Though returns above inflation are predetermined annually, Hostplus can shorten the return period. Hostplus may also adjust the rate of return with at least 30 days’ notice.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Enter your Member Number and Password to access your account anytime.
Log in to manage your Pension account 24 hours a day, 7 days a week.
Pay your employees super contributions across multiple super funds.
Enter your Username and Password to access your account and start managing your investments.
Everyone is welcome to join us as a member of our personal super plans.
Starting a Hostplus Pension or joining Hostplus if you’re not already a member is easy.
No fees. Easy payments. Become a registered Hostplus employer in less than 10 minutes.
It only takes a few minutes to register to invest with Hostplus Self-Managed Invest.
Climate change is one of the world’s biggest challenges, and one we take very seriously. It’s why we've committed to transition our investment portfolio to net zero emissions by 2050. We’ve made this commitment to ensure our investment portfolio will be well-positioned as the world adapts to a lower-carbon future.
Climate change is part of our investment philosophy, which means we stress test, review and assess our processes and asset allocation with climate change in mind.
Where we can, and in accordance with our Responsible Investment Policy, we engage with investment companies to positively influence their decisions about environmental and socially responsible issues. Read our Responsible Investment Policy to find our more.
We have invested in projects that involve renewable energy, energy storage and other clean energy technology such as green hydrogen electrolysers.
We recognise that some members want their superannuation to align with their personal values regarding investment in fossil fuels, the environment and other issues. It’s why we developed three Socially Responsible Investment (SRI) investment options:
We've committed to transitioning to a net zero emissions target by 2050, as part of our approach to climate-related risk management.
Net zero emissions means offsetting greenhouse gas emissions that are released into the atmosphere through human activity - that is, removing an equivalent volume of gases from the atmosphere through measures such as planting trees and carbon capture and storage technologies. For Hostplus’ investment portfolio to reach net zero emissions, our investee companies will need to minimise or eliminate emissions attributable to both their business operations and their supply chains.
Hostplus already manages climate-related risks in our investment strategy and decision-making. We do this through the strategic asset allocation process, climate change stress testing and scenario analysis. We also assess our external investment managers’ climate change risk management capabilities and engage with investee companies about their climate change risk management and disclosure. We have already invested in climate solutions, such as renewable energy projects, and this approach will remain.
We believe that not taking climate action will impact on investment performance in the longer term. This is due to both the physical impacts of climate change and the costs of a disorderly transition to a low-carbon future. If global warming cannot be controlled, damage to infrastructure, other physical impacts from warmer temperatures, more severe weather events and rising sea levels are expected to have a negative economic impact.
Our investment strategy is to retain exposure to a broad range of sectors and seek to create change within companies through engagement, rather than divest from a company or sector and lose influence. We believe the transition to a net zero emissions future needs to be orderly, and investee companies should be provided with the opportunity to adapt.
However, if we believe climate action is lagging and engagement activities are not having the desired impact, we may consider divesting from particular assets or sectors.
Hostplus’ Board has ultimate responsibility for oversight of our investment decisions, including management of the financial risks due to climate change.
The Board follows an investment approach in accordance with our investment governance framework. Management of climate-related financial risk is embedded in the framework, including through the Investment Philosophy, Responsible Investment Policy, Stress Testing Policy and investment strategy process.
We invest wholly through specialist external investment managers as we believe this model not only provides great value for our members but also gives them access to the skills and expertise of some of the best investment managers in the world. We work closely with our investment consultant, JANA, to select and monitor our external investment managers. While the approach to ESG integration may vary by manager, each manager's ESG capabilities must be in line with that of their asset class peer group at a minimum for inclusion in the portfolio.
We’ve concluded that it’s not in the best financial interests of our members to apply a blanket ban on any exposure to fossil fuels in our fund. However, we’re keenly aware of the impact of fossil fuels in exacerbating global climate change. For that reason, climate change is a key consideration taken into account by us and our investment managers when applying our investment decision frameworks as described above.
Any investment in a particular company, asset or sector that’s heavily exposed to or reliant upon fossil fuels is likely to be assessed as higher risk. This could be due to likely future regulatory changes and market shifts away from the use of fossil fuels, among other factors. We rely upon our rigorous investment process, which includes external investment managers considering climate-related risk as one of a range of factors, to determine decisions about the selection, retention or realisation of our investments across the portfolio.
Where we’re invested in a company within the fossil fuel industry, we use our influence as a shareholder to create change within these companies by encouraging and supporting an orderly transition to a low-carbon economy.
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